PmtCalcPmtCalc is a set of free payment calculators for the loans people actually take out: mortgages, refinances, home equity lines, auto loans and leases, personal and student loans, and credit cards.
Accurate. Payments are rounded to the cent the way lenders service loans, and final payments are adjusted so balances end at exactly zero. Every calculator is checked against published reference values by automated tests before any change goes live.
Neutral. PmtCalc does not sell loans, collect your contact details, or rank lenders. Everything you type stays in your browser; nothing is sent to us.
Plain English. Each calculator explains the formula, walks through an example, and answers common questions, so you understand the result instead of just seeing a number.
The methodology page explains exactly how the numbers are calculated, rounded and tested, and the rules we follow to stay neutral.
PmtCalc provides estimates for education and planning only. Results are not an offer of credit, a loan approval, or financial, tax or legal advice. Actual terms depend on the lender and your situation.